Everybody hopes that they return from work in the same state they left in. Unfortunately, there are no guarantees when you work in security.

What's included?

Compensation of up to £100k available for: 

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Accidents & Injuries and More...

Whether it’s a minor injury or a major accident, our comprehensive coverage ensures you receive the medical care and financial assistance needed to recover fully. From fractures to burns, we’ve got you covered.

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Death in service

Our insurance provides essential financial support to your loved ones in the unfortunate event of your death while on duty. This ensures that your family is taken care of during such a difficult time.

Disability following an accident at work

In the event that an accident at work leads to a disability, our insurance provides substantial financial support to help you adapt to your new circumstances and maintain your quality of life. We cover everything from temporary to permanent disabilities.

T&C’s Apply

Comprehensive Coverage for Every Scenario



As an in-patient overnight, of up to 104 weeks, this benefit will allow you to focus on your recovery without financial stress.

Accidental Death

In addition to the Life insurance cover, we also provide financial support to your loved ones in the unfortunate event of an accidental death, helping them navigate through a difficult time with ease and dignity.

Permanent & Total Disablement

Should you suffer a life-altering injury that results in permanent and total disablement, our coverage offers substantial financial assistance to support you and your family.

Loss of Sight

If you experience the loss of sight (one eye or both) due to an accident, our policy ensures you receive the necessary support to adapt to this significant change.

Loss of Hearing

Our coverage includes financial assistance for the loss of hearing, helping you manage the challenges that come with such an impairment.

Paraplegia, Quadriplegia​

In the event of paraplegia or quadriplegia, we provide comprehensive support to help you adjust to new circumstances and maintain your quality of life.


Our coverage ensures that you get the best medical care and financial assistance needed for a full recovery. Fractures of ONE or MORE bones of the ARM,LEG, WRIST or ANKLE are covered to help you get the treatment you need to recover.


Accidents resulting in burns can be painful and costly. Full thickness burns which cover 27%, 18%, 9% or 4.5% of the body surface are covered to help you get the treatment you need to recover.

Loss of Use of...

Shoulder, Hip, Knee, Wrist or Elbow. Any one of these can happen due to unexpected circumstances or accidents. Our members can rest assured they are looked after when it does.

Sign up now for ONLY £9.45pm!

It's quick, it's simple and you'll be covered within 48 hours of completing the form!
We cater for individual security professionals and security companies looking toprovide cover for their staff.

Streamlined Claims Process: Online Claims​

Online Process

No Hidden Premiums

Join Umbrella Cover Today!

Experience insurance that's as straightforward and reliable as your dedication to protecting others. We're here to provide you with peace of mind, ensuring that your financial well-being is in capable hands. Welcome to the Umbrella Cover family, where your security is our top priority. Your future is secured with Umbrella Cover. Join us today and experience the difference.

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And There's More...

Take A Look At The Other Benefits You Get As A Member


24/7 support for mental health, online consultations, in-person consultations, CBT and no-more NHS waiting times

Tax Services

No Refund, No Fee Guarantee from our Tax Rebate specialist partners. Putting more money back in your pocket

Legal Advice

Experts available 24/7 to help guide you through any legal proceedings and to help prevent them

Individual Membership

£ 9
  • Payouts of up to £100,000
  • For Accidental Death, Disablement, Fractures, Burns and more...
  • Health & Well-Being, Legal Advice, Tax Services

Family Membership

£ 14
  • Everything in Individual Membership
  • For you, your partner and your children
  • Greater peace of mind

Individual Membership


Family Membership